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Foreign National Loans

These loans are available to Non US persons that wish to purchase or refinance residential properties in the United States 

  • Loans up to $5,000,000
  • Minimum downpayment of 25%
  • Flexible documentation requirements with realistic guidelines to help more borrowers qualify

The following provides some of the general qualification requirements for Foreign National Loans;

  • An account with an American Banking Institution with sufficient funds for down payment and closing costs. Foreign bank account acceptable for reserve requirements
  • The equivalent of at least 12 months reserves of principal, interest, taxes, insurance and HOA if applicable
  • A recommendation letter from your bank that references at least a two year operating history
  • If you are not self employed a letter from your employer outlining your income is required
  • If self employed, a letter from your accountant or auditor outlining your income for the most recent three years
  • Copies of utility bills from your country to confirm your name and the address of your residence in your home country