Foreign National Loans

These loans are available to Non US persons that wish to purchase or refinance residential properties in the United States 

• Loans up to $5,000,000
• Minimum downpayment of 25%
• Flexible documentation requirements with realistic guidelines to help more borrowers qualify

The following provides some of the general qualification requirements for Foreign National Loans;

• An account with an American Banking Institution with sufficient funds for down payment and closing costs. Foreign bank account acceptable for reserve requirements
• The equivalent of at least 12 months reserves of principal, interest, taxes, insurance and HOA if applicable
• A recommendation letter from your bank that references at least a two year operating history
• If you are not self employed a letter from your employer outlining your income is required
• If self employed, a letter from your accountant or auditor outlining your income for the most recent three years
• Copies of utility bills from your country to confirm your name and the address of your residence in your home country