Conventional Loans

Typical qualifying credit scores are 680 and above.  Minimum downpayment of 3% but typical downpayment of 5%.  Ideal mortgages for first time homebuyers.  Mandatory mortgage insurance for financing greater than 80% than can be eliminated once owner has acquired equity of at least 20% in the property.

• Purchases and refinances
• Loans for first time home buyers
• Second Homes
• Investment Properties 
• Fixed and adjustable rate options